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You are not alone. 1 in every 2,743 homes in Howard County are in some stage of the foreclosure process according to RealtyTrac for 01/11 (click here for detailed info).
There are many different reasons for someone to be unable to make their mortage payment, but regardless of what yours may be, there is most likely a way to avoid foreclosure!
I can help you find a solution. Whether your solution will keep you in your home by doing a loan modification (see qualification quiz below) or allow you to sell your home in what is called a "short sale", our goal is to negotiate with your lender and help you avoid a credit-destroying foreclosure.
To speak confidentially to me about what your options are, contact me via text/cell at 443-463-0188 or Priscilla@PickBerry.net There is help out there and I am committed in helping you see the light at the end of the tunnel!
A few suggested links to consider are as follows:
Obama's Making Home Affordable Plan
Fannie Mae and Freddie Mac Guidelines
Fannie Mae and Freddie Mac released guidelines on refinancing and loan modification options that implement President Obama's Making Home Affordable Program.
GSEs Home Affordable Refinancing Programs>
GSEs Home Affordable Modification Programs>
To Determine if a borrower's loan is owned or securitized by Fannie Mae or Freddie Mac:
For Fannie Mae, 1-800-7FANNIE (8am to 8pm EST).
www.fanniemae.com/loanlookup
Freddie Mac, 1-800-FREDDIE (8am to 8pm EST)
www.freddiemac.com/avoidforeclosure